Shenzhen into the first city of P2P will develop more stringent regulatory rules-月丘うさぎ

Shenzhen P2P city will develop more stringent regulations: interface according to the Shenzhen Financial Office statistics show that registered in Shenzhen commercial registration financial company has exceeded 2295, of which P2P platform occupy half, a total of 721, ranked first in the country. Liu Liang LL  He Xiaojun, director of the new Shenzhen financial office. Photograph: China vision in Shenzhen area, 2015, Oriental venture, e rent treasure, financing city and many other Internet financial companies suspected of illegal crime investigation by the police. The relevant departments of Shenzhen suspended the commercial registration of the enterprises in the beginning of 2016 and studied the supervision of the industry. This weekend in 2016 Seminar on the development of Internet financial industry norms, the public debut of the new Shenzhen finance office director He Xiaojun in regulating the development of the industry’s attitude is more firmly. Shenzhen, the first city of P2P, is a mixed blessing. At the end of December 2015, according to the Shenzhen Financial Office statistics show that registered in Shenzhen commercial registration financial company has exceeded 2295, of which P2P platform occupy half, a total of 721, ranked first in the country. From the transaction and loan balance, the turnover of about 230 billion yuan, ranking second in the country, ranked after Beijing; about 80000000000 yuan loan balance, ranking third in the country. However, according to the Shenzhen police, only as of October 2015, Shenzhen P2P platform alleged illegal fund-raising case 44, case 34 cases, preliminary statistics, involving investors more than 4.5 people, involving an amount of about 23.7 billion yuan. Shenzhen Internet Finance Association Secretary General Ceng Guang said, after the Spring Festival, Shenzhen City, the relevant departments will be on the Internet financial enterprises thoroughly, then introduced local regulations, rules will emphasize the role of information disclosure, disclosure rules of disclosure, disclosure, disclosure of the contents of the platform are stipulated in frequency. But to thoroughly diagnose the entire Shenzhen Internet financial enterprises will be a huge project. Chen Ying, director of Finance Office of Shenzhen financial office, laments that Shenzhen should be the first city of P2P. For the diagnostic and regulatory rules, Zeng said that Shenzhen’s situation is not the same platform, the situation is more complex, need time to thoroughly and put forward rectification opinions, and specific regulatory rules or will be in the mid year, the general idea is classification regulation, information disclosure platform rating, this direction. Some suggestions on regulatory details. Earlier, the first meeting of the Shenzhen Association of Internet Banking for the first session of the Executive Council, the association will have "guidelines and regulatory guidelines for rating and classification of" Internet financial industry to disclose relevant information submitted to the municipal finance office, the Municipal Office of finance decision. Shenzhen city finance office director Chen Ying financial department immediately responded, the next stage, finance office will proceed to study and formulate the Shenzhen P2P management approach, in the process of management system was established, the association will bear a lot of research, to participate in the drafting of guidelines or regulations. At the same time, the association will participate and take most of the financial regulatory responsibilities, opinions and suggestions on the management of the P2P collection of member units, in order to provide favorable ideas, promote. 深圳成P2P第一城 将制定更严格监管细则   来源:界面   据深圳金融办统计显示,在深圳商事登记注册的金融公司已突破2295家,其中P2P平台占据一半,总共721家,数量居全国第一。   刘亮LL  新任深圳金融办主任何晓军。图片来源:视觉中国   在深圳市辖区内,2015年,东方创投、e租宝、融资城等多家互联网金融企业涉嫌违法犯罪被警方调查。深圳市有关部门于2016年初暂停了有关企业的商事登记并研究对行业加强监管。本周末在2016年互联网金融行业规范化发展研讨会上,公开亮相的新任深圳金融办主任何晓军在规范行业发展的态度上更加坚决。   作为“P2P第一城”的深圳,喜忧参半。截至2015年12月底,据深圳金融办统计显示,在深圳商事登记注册的金融公司已突破2295家,其中P2P平台占据一半,总共721家,数量居全国第一。从成交和贷款余额看,其成交额约2300亿元,居全国第二,排在北京之后;800多亿元的贷款余额,居全国第三。   不过,据深圳警方通报,仅截至2015年10月,深圳P2P平台涉嫌非法集资案件44宗,破案34宗,经初步统计,涉及投资者4.5万多人,涉及金额约23.7多亿元。   深圳互联网金融协会秘书长曾光则透露,春节后,深圳市有关部门将对市内的互联网金融企业大摸底,而后将推出地方监管细则,细则中将强调信息披露的作用,披露规则将对披露平台、披露频率、披露内容均做出规定。   但要摸底整个深圳的互联网金融企业将是一项浩大的工程。深圳市金融办金融处处长陈颖则感叹,深圳应该是P2P第一城了。   对于此次摸底和监管细则的有关情况,曾光表示,深圳各家平台情况不一样,形势比较复杂,摸底需要一段时间并提出整改意见,而具体监管细则或将于年中出台,总体思路是分类监管、平台评级、信息披露这个大方向。   关于监管细则的一些建议内容。稍早时候,在深圳市互联网金融协会第一届常务理事会第一次会议上,协会已将《互联网金融行业相关信息披露制度指引以及评级与分类监管指引》提交给市金融办,交由市金融办决策。   而深圳市金融办金融处陈颖处长则当即回应,下一阶段,金融办将着手研究制定深圳P2P的管理办法,在管理办法研究制定过程中,协会将承担大量调研,参与指引或规范的起草工作。同时,协会将参与和承担很大部分金融监管职责,收集会员单位对P2P管理的意见和建议,以提供有利思路、促进行业规范发展、加强监管。   值得注意的是,深圳市金融办金融处陈颖处长还明确表示,如果银监会授权,金融办作为直接监管部门,协会会以自律和规范的方式介入行业,如果明确授权金融办是主管单位,协会将承担半监管和半自律的职能,一方面承担监管,另一方面反应行业困难和共性问题,然后行业协会向政府部门反馈。   何晓军在2016年互联网金融行业规范化发展研讨会上称,将坚决打击和取缔以网贷名义非法集资的非法金融活动并将加强信息披露,完善风险监测,守住不发生系统性风险发生的底线。   同时,何晓军对深圳互联网金融企业提出两点要求。他表示,一方面互联网金融的核心还是金融,而金融业的核心技术一直都是风控,因此互联网金融行业要尤其注意风控;另一方面,资金错配对于金融业非常关键,但很多机构没有资金错配的经验,进行短贷长借,从而最后造成流动性压力迅速冲击机构,因此互联网金融行业一定要重视资金错配问题。相关的主题文章: